The Financial doctors Approach to wealth management
Our approach to wealth management is predicated on five distinct stages. It is a complete loop beginning with requirements analysis all the way to portfolio monitoring.
- Requirement Analysis
This stage is about understanding the client’s long term and medium goals and assigning a financial value to the entire goal matrix. This is done on the basis of a very detailed and elaborate profiling of the client based on financial and behaviour parameters.
- Investment option advisory
At this stage, the client is offered a palate of investment combinations to choose from to meet the financial goals. Such investment options are evaluated on the parameters of risk, returns, liquidity needs and tax efficiency.
- Implementing the actual strategy
This is the critical execution part of the process. Various investment options relevant to the client’s goals are rigorously evaluated based on models and an appropriate solution is implemented for the client.
- Review and rebalancing
A financial plan is never a static document. It has to be stringent enough to enforce discipline but flexible enough to adapt to the changing environment. Rebalancing is all about making modifications to the investment mix based on macro and micro stimuli.
- Monitoring and Reporting
This step is about giving the client “24×7” access to the financial plan with a host of very interesting analytics and simulation capabilities thrown in. Portfolio reports are generated and discussed with the client on a periodic basis and the client also has a secure login access to the plan at any point of time.
| Complexity / Plans | Plan 1 (FREE) | Plan 2 (INR 249/-) | Plan 3 (INR 599/-) | Plan 4 (INR 1199/-) |
Plan 5 (INR 2499/-) | Plan 6 (INR 7499/-) |
| Income upto 2.5 Lacs | ✔ | |||||
| Income above 2.5 Lacs | ✔ | ✔ | ||||
| Income above 50 Lacs | ✔ | ✔ | ||||
| Up to one House Property | ✔ | ✔ | ✔ | ✔ | ||
| PF Withdrawal | ✔ | ✔ | ✔ | |||
| Sav A/C, NRE A/C, Dividends, Exempt Interest | ✔ | ✔ | ✔ | ✔ | ||
| FD Interest | ✔ | ✔ | ✔ | ✔ | ||
| Brought Forward Losses | ✔ | ✔ | ✔ | |||
| Multiple Form 16 | ✔ | ✔ | ✔ | |||
| Additional House Properties | ✔ | ✔ | ✔ | |||
| Capital Gains | ✔ | ✔ | ✔ | |||
| Commission/Contract/Other Income | ✔ | |||||
| Foreign Income | ✔ | ✔ | ||||
| NRI | ✔ | ✔ | ||||
| Foreign Assets | ✔ | ✔ | ||||
| Annual Portfolio Management | ✔ |
We stand by the values of Transparency, Protect and Prosper.
We take care of our clients with every stage of their lives; be it their first home, having children, planning for your retirement, saving for your children’s education and provide them with the unparalleled services. As professional and caring advisors, we understand our clients and their goals and carefully work with them to achieve results, and prosper.
How we work:
1. Educating Investors
Financial Doctors takes pride in educating our clients. Potential investors are unaware of the ‘how-about’ of it and the potential risks and returns. This is where Financial Doctors steps in. We take constant efforts in grooming a layman into a well-informed investor.
Unlike others, our focus solely remains with the investor and the investor’s financial goals. We pay a lot of importance of investors risk appetite and then elaborate financial goals. We have built portfolios which started by a few thousand on a monthly basis. Today, same investors have investments running into vast sums of money. Also making a savvy, smart and intelligent investor in the process. Our hand-holding will enable potential investors to take informed decisions to create wealth, fulfill financial goals and achieve financial independence.
2. Appointing a Relationship Manager
Each and every investor will be assigned a dedicated Relationship Manager to assist for any investment/financial related queries. In Delhi/NCR, the RM will ensure a doorstep service for most of your investment needs.
3. Online Portfolio Viewer
Financial Doctors will provide a unique login-ID and password to each investor, enabling them to regularly monitor their portfolio online. This service is no cost. Financial Doctors as Wealth & Tax Expert helps you in investing in mutual funds online and offline.